David Goldhirsh

Vice President

Hi, I’m David. Why choose me for your mortgage? My customers would say that I am fair, transparent, reputable, and a responsible lender who knows how to help you navigate the mortgage loan process. I just make it Easier!

Doc Checklist

Required Documents

Paperwork you'll need for a loan approval.

View Checklist

Closing Timeline

Important Dates

Interactive calendar shows your loan process.

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Interactive Videos

Mortgage Resources

Amazing educational videos and calculators.

Check It Out

Calculators

Interactive Calculators

With purchase, refinance and rate lock videos.

Click For More

Interactive Videos

Refinance Myths

Interactive Video

Keys To Owning

Interactive Video

Down Payment

Interactive Video

Don't Do This

Interactive Video

Pre-Approval Info

Interactive Video

Inspection FAQs

Interactive Video

Buyer Mistakes

Interactive Video

Understanding Credit

Interactive Video

Interactive Mortgage Calculators & Videos

Mortgage Rates

Rate Lock Calc.

Refinance

Refi Savings Calc.

Payment

Monthly Payment Calc.

Buy Now?

Costs of Waiting Calc.

Our Mission Is A Better Mortgage Experience

LeaderOne’s mission and commitment to you is dedicated to facilitating the dream of homeownership by providing you with Five-Star Service.

We believe in earning your trust by communicating to you the information need to know, when you need to know it and by offering the right mortgage for your unique financial picture at a competitive and fair price.

Who Is LeaderOne Financial?

LeaderOne Financial Corporation is a revolution in mortgage banking. We are committed to our values of Service, Empowerment, and Accountability.

Our ownership model combines the best of both worlds; a commitment to individual empowerment with the backing of a solid, experienced, and committed team. Our customer experience is a function of our employee experience. Together, we truly can achieve more. Our belief in employee engagement doesn’t have a finish line.

Ready To Get Started?

David is set apart by his amazing support team, industry knowledge, expansive professional network and the deal making skills that he brings to every transaction. Call and speak with David today!

Working With LeaderOne Financial

We Specialize In Home Loans

Your Guide To The Mortgage Process

Applying for a home mortgage is one of the biggest and most important financial step you will take in your lifetime.

While the mortgage loan process can seem complex, we want to ensure you feel fully educated as you move through this process.

Download the Mortgage Guide on this page to learn about:

  • What To Expect During The Loan Process
  • Out-Of-Pocket Expenses
  • Borrower Expectaions
  • Information For Insurance Agents
  • Financial Details
  • Pre-Qualification Documents
  • Information For Your REALTOR

Feel free to call me directly at 773-384-2431 or Contact Me Online.

Mortgage Application Guide

Our goal is to obtain a speedy approval. The more thorough you are in preparing your paperwork, the faster we can move together on getting your loan approved and funded.

Income / Assets:

  • W2's - From the last two years
  • 1040 Federal Tax Returns - From the last two years
  • Two Recent Paystubs
  • Two Recent Bankstatements - All pages
  • Self-Employed: K1 / 1099 / Profit and Loss YTD
  • Copy of your drivers license or state ID

Housing:

  • Current and previous addresses for the previous 2 years
  • Leasing: Name and phone number of landlord(s)
  • Investor: Copy of lease agreements on rental properties

Other:

  • Copy of driver’s license
  • Copy of Social Security card for all borrowers

There may also be required documents if you have had a shortsale, foreclosure, bankruptcy or other circumstances that may require financial obligations.

You can download the flyer on this page for a complete checklist of all documentation required for a mortgage approval.

Approval Pitfalls Guide

We believe communication is the key to a smooth mortgage process and we will will hold your hand from pre-qualification through closing.

While there are a number of factors outside of your control that can delay or prevent a home loan from closing, the following list will help you stay on the right path.

DO:

  • Keep your records in good order
  • Keep your financial records close at hand
  • Be aware that we need to verify income documents
  • Save bank statements

DON'T:

  • Apply for new credit
  • Change jobs during the process
  • Make undocumented bank deposits
  • Payoff debt, charge offs of collections without notification
  • Hesitate to reach out and ask questions

Basically, while you are in the process of getting a new mortgage, keep your financial status as stable as possible until the loan is funded and recorded.

Any number of minor changes could easily raise a red flag or cause a negative impact on a credit score that may result in a denied loan.

Refinance Guide

There are a number of reasons to refinance, and our goal is to help you make the best decision possible.

Try the interactive video and calculator below to determine how much you could save refinancing your home loan.

Over 2,000 Positive Client Reviews

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About Us

Having been involved with 10,000+ closings in my career gives me the rare ability to anticipate problems or issues that are likely to occur with your loan in two, three or four weeks down the road. My team and I address these issues up front, or can adapt more easily when needed, ensuring a smooth loan process. My team and I work very hard with each department to make sure you have the best home buying experience possible.

Read More About David Goldhirsh and LeaderOne Financial

Contact David Goldhirsh 773-384-2431 Apply Online